Zofia Frydrychowicz

Zofia Frydrychowicz is an attorney-at-law admitted to practice in Poland, a partner at Rymarz Zdort Maruta and a co-head of the Banking and Finance practice.

Experience and education:

She specialises in domestic and international debt financing transactions, debt restructuring, and debt securities issues. For more than 15 years, she has advised on a wide range of projects, representing sponsors, borrowers, issuers, banks and other financial institutions in transactions, including acquisition financing, project financing, corporate financing, aircraft acquisition financing, and complex refinancing transactions, as well as domestic and international bond issues. She has also advised on numerous acquisitions of non-performing loan portfolios.

She graduated with honours from the Faculty of Law and Administration of the University of Warsaw in 1998 and completed a French law course organised by the Faculty of Law and Social Sciences of the Université de Poitiers in 1996. She was admitted to the list of legal advisers in 2002. She started her cooperation with the law firm Rymarz Zdort Maruta, formerly Weil, Gotshal & Manges – Paweł Rymarz sp.k., in 1996.

Awards and rankings:

For years, Zofia Frydrychowicz has been recommended in prestigious international rankings as an expert in banking and finance and debt capital markets. In the prestigious legal ranking, Chambers and Partners (Europe and Global edition), Zofia Frydrychowicz has been recommended in banking and finance since 2021.

She has also received multiple recognitions in other prestigious rankings, indicating her as a high-level expert in her area of expertise, including ‘Leading Individual’ (The Legal 500, 2025 edition), ‘Highly Regarded’, (IFLR1000 regularly since 2018), ‘Women Leaders EMEA’ (IFLR1000, 2022, 2023 and 2024 editions). According to recent reports:

“Zofia Frydrychowicz is great; she showed good cooperation with our team and was knowledgeable and experienced.” (Chambers & Partners)

“Zofia Frydrychowicz brings a lot of legal knowledge and experience with financing agreements.” (Chambers & Partners)

“I appreciate her attitude of doing things immediately if needed: I know that I can count on her, which is very important for me.” (Chambers & Partners)

“They have a great drive and understand what is important and what is not. They act accordingly in the negotiations. That makes them very comfortable to work with as they push for the really important points and do not waste time on irrelevant items. The team is strong at all levels.” (The Legal 500)